Loan Package Check List

 Project Profile
 Real Estate Purchase Agreement
 Construction Bid (if applicable)
 Equipment Appraisal and/or Invoices (if applicable)
 Existing Environmental Studies

 Business Financial Statements for the last three years (B/S and P&L)
 Interim Financial Statement (within last 60 days)
 Federal Income Tax Returns for the last three years
 Current A/R and A/P Aging Report (within last 90 days)
 Business Bank Statements (within last 90 days)
 Current Business Debt Schedule (form attached in the loan application)
 Financial Projections (form attached in the loan application)
 History and Description of the business
 Business Plan

Personal Financial Statements for all borrowers/guarantors
Federal Income Tax Returns for the last three years
Personal Bank Statements (within last 90 days)
Personal Resumes for all borrowers/guarantors

 Articles of Incorporate and Bylaws, Articles of Organization and Operating Agreement, or Partnership Agreement
 Schedule of Previous or Existing SBA Loans
 Affiliate or Subsidiary Companies (include two years Financial Statements, Tax Returns, and number of employees)
 Copy of Note and Deed of Trust
 Copy of Existing Leases
 Insurance: Fire, Hazard, and Flood (if applicable)
 New or Start-up business must provide a detailed Business Plan including monthly cash flow analysis and financial statement for al least two years.